Follows us :

Featured Article

DUTY TO DISCLOSE COVERAGE

California Code of Regulations section 2695.4 requires an insurer to disclose all benefits, coverages or...

DUTY TO INVESTIGATE

An insurer cannot deny payments to its insured without conducting a thorough investigation. Egan v....

UNREASONABLE DELAY IN PAYMENT OF CLAIM

An insurance company commits bad faith when it fails to act reasonably in processing and...

UNREASONABLE DENIAL OF COVERAGE

Not every denial of coverage amounts to bad faith. The denial must be unreasonable. It...

BREACH OF DUTIES

An insurance company has a duty to 1) investigate the pertinent matters thoroughly, impartially, and...

BREACH OF THE IMPLIED COVENANT OF GOOD FAITH AND FAIR DEALING

There is an implied covenant of good faith and fair dealing in every contract, requiring...

SUMMARY AND INTRODUCTION

Under California law, an insurance company which unreasonably denies coverage has committed the tort of...

RECOVERY OF “BRANDT FEES” TO PROVE COVERAGE

The policyholder may recover fees and costs in proving coverage, but not fees incurred proving...

STATUTE OF LIMITATIONS

Four years for actions based on breach of contract and two years for actions based...

VIOLATION OF FAIR CLAIMS SETTLEMENT PRACTICES REGULATIONS

Evidence that the insurance company violated these regulations is admissible to prove bad faith. Jordan...