Plainly unreasonable interpretation of coverage led to punitive damages in Amadeo v. Principal Mutual Life Ins. Co., 290 F. 3d 1152, 1165 (9th Cir. 2001); Hangarter v. Paul Revere Life Ins. Co., 236 F. Supp. 2d 1069 (N.D.Cal. 2002), aff’d, 373 F. 3d 998 (9th Cir. 2004) and
Walker v. Farmers Ins. Exchange, 153 Cal. App. 4th 965 (2007); Amerigraphics, Inc. v. Mercury Cas. Co., 182 Cal. App. 4th 1538 (unreasonable interpretation of “business income” provision).

Unduly restrictive interpretation of disability on questionnaire. Moore v. American United Life Ins. Co., 150 Cal. App. 3d 610, 621 (1984); Delgado v. Heritage Life Ins. Co., 157 Cal. App. 3d 262, 277 (1984); Miller v. National American Life Ins. Co., 54 Cal. App. 3d 331, 339 (1976).